See what you'd save with Prysm
With surcharging, your credit-card customers pay a disclosed 1.35% surcharge, so you pay 2.15% + $0.30 on credit (debit at standard). No monthly fee, no lock-in.
Credit-card customers pay a disclosed 1.35% surcharge, so you pay 2.15% + $0.30 on credit. Debit is never surcharged and runs at standard, so your real rate is a blend. Where surcharging is permitted.
Scroll the table sideways to see what you save →
| Processor | Rate | Monthly cost | You save |
|---|---|---|---|
| Prysm | 2.15% + $0.30 credit · 2.9% + $0.30 debit | $790.63 | — |
| Square online, Free plan | 3.3% + $0.30 | $1,012.50 | $221.88/mo |
| Stripe online, standard | 2.9% + $0.30 | $912.50 | $121.88/mo |
Adjust Prysm rate
Comparison is an estimate. Competitor rates are published online card rates: Square's Free plan and Stripe's standard rate, checked 2026-10-06. They vary by plan, volume, hardware, monthly fees, and negotiation. Prysm figures use the Visa, Mastercard and Discover rate; on Standard, American Express is 3.5% + $0.30. Prysm charges no monthly fee and no contract. Figures are for illustration, not a quote.