See what you'd save with Prysm
With surcharging your customers cover the credit-card fee — so you pay as low as 2% (debit at standard). No monthly fee, no lock-in.
Customers cover the card fee on credit — so you pay ~2% there. Debit is never surcharged and runs at standard, so your real rate is a blend. Where surcharging is permitted.
Estimated savings vs Square per year
$293
Prysm: $688.13/mo · effective 2.75%
| Processor | Rate | Monthly cost | You save |
|---|---|---|---|
| Prysm | 2% credit · 3.15% debit | $688.13 | — |
| Square tap/dip | 2.6% + $0.10 | $712.50 | $24.38/mo |
| Clover + monthly | 2.6% + $0.10 | $712.50 | $24.38/mo |
| Stripe Terminal | 2.7% + $0.05 | $706.25 | $18.13/mo |
| PayPal Zettle | 2.29% + $0.09 | $628.75 | +$59.38/mo |
Adjust Prysm rate
Comparison is an estimate. Competitor rates shown are published standard rates (2026) and vary by plan, volume, hardware, monthly fees, and negotiation. Prysm charges no monthly fee and no contract. Figures are for illustration, not a quote.